Terms of Use

By creating an account or using PeaceMoney, you agree to these Terms of Use. If you do not agree, do not use the service.

PeaceMoney is a personal and shared finance organization app, with features to record activity, categories, reminders, goals and insights.

You must provide accurate information, keep your credentials secure and notify us of unauthorized access. You must be at least 18 years old to use the service.

You agree to use PeaceMoney lawfully, without attempting to access others' data without authorization, interfering with the service or using it for fraudulent activity.

You are responsible for information entered in the app and for financial decisions made based on it. PeaceMoney provides organization tools, not personalized investment recommendations.

Some PeaceMoney features are available through a paid subscription known as PeaceMoney Plus. The subscription unlocks premium features such as advanced organization actions, shared groups, reminders, insights, fixed costs, debts, custom categories and other features shown in the app.

We currently offer the following plans:

• Monthly: R$ 9.90 per month, with automatic renewal.
• Annual: R$ 99.99 per year, with automatic renewal and a free trial period of 7 (seven) days when available in the app store.

Prices shown in the app may include taxes according to Apple App Store or Google Play Store rules. Amounts and promotional terms may vary by region, currency and store policies.

Purchases and subscriptions are processed by the Apple App Store (iOS) or the Google Play Store (Android). PeaceMoney does not store full credit or debit card details and does not process payments directly.

Unless cancelled, the subscription renews automatically at the end of each period (monthly or annual). Charges are billed to the store account linked to your device.

You may manage, change plans or cancel the subscription at any time in App Store or Play Store subscription settings, or in the in-app subscription management area when available.

• Apple (iOS): Settings → Apple ID → Subscriptions.
• Google (Android): Play Store → Payments & subscriptions → Subscriptions.

If you start a free trial and do not cancel before it ends, the subscription may convert automatically to a paid plan under store rules.

Cancellation stops future charges but does not automatically cancel a period already paid. You keep Plus access until the end of the current cycle, unless the store provides otherwise.

If you reinstall the app or switch devices, you may use Restore purchases to recover subscriptions linked to the same store account (Apple ID or Google account).

Refund requests must be made directly to Apple or Google under each platform's policies. PeaceMoney cannot reverse payments processed by the stores.

The service is provided “as is”, within the limits allowed by law. We do not guarantee uninterrupted availability or complete absence of errors.

We may perform maintenance, updates or adjustments that temporarily affect availability. We aim to minimize impact on users.

PeaceMoney, its brand, interface and proprietary content belong to NAPPS TECNOLOGIA LTDA or licensors. Unauthorized copying or use is prohibited.

We may add, modify or discontinue features. Material changes to these terms will be communicated through appropriate channels.

You may close your account at any time. We may suspend or terminate accounts that violate these terms. See also the delete account page.

Questions about these terms: suporte@peacemoney.app